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Atlanta Social Security Disability Law Blog

SSDI expense explodes, budget increasingly unstable

A recent analysis of the Social Security Disability Insurance system yields one glaring result: SSDI claims and beneficiaries have increased dramatically in recent years. Upon closer inspection, the analysis also reveals possible reasons for the increase along with the faltering economy.

When disability benefits began, it was as a supplement to Social Security, which covered retired workers. Physically disabling accidents and severe health problems such as heart disease and cancer were the most common reason workers had to quit working before retirement and begin receiving SSDI. Now, mental disorders such as depression and PTSD and physical disorders such as back pain and joint stress are the top complaints that applicants for SSDI are citing. Those two categories alone increased from 28 percent of awards in 1981 to 54 percent in 2009.

Love, marriage and a serious benefits cut

When they got married in May of last year, one couple on the opposite side of the country from Georgia had no idea the impact it would have on their lives. They were not prepared for the financial impact that a marriage would have on their wallets and quality of life.

The woman has bipolar disorder, seizures and high blood pressure. Her husband suffers from severe bipolar disorder. Both receive forms of Social Security benefits, and both have experienced serious cuts to their benefits because of their marriage. Even though the couple lives in another state, the lessons apply to Social Security disability beneficiaries in Georgia, because it is a federal program.

Is mental illness on the rise?

A recent study, the National Survey on Drug Use and Health, found that 20 percent of American adults suffer from mental illness each year. The mental health situation is even worse in Europe, where a similar recent survey found that number to be 38 percent.

Similarly, the number of Americans whose mental illness is so severe that they meet the level of physical or mental disability required to receive Supplemental Security Income or Social Security disability benefits has increased nearly two and a half times from 1987 to 2007. That means that in 1987, one in 184 Americans qualified for government assistance because of a mental disorder. As of 2007, that number had increased to one in 76. That increase has had an even greater effect on the number of children with a mental illness.

Military service members and Social Security Disability

Workers in Georgia who are current and former military service members who are no longer able to perform work duties because of a medical condition may be interested to know that they can apply for Social Security Disability benefits. Military service members should know that Social Security Disability is awarded by the Social Security Administration and not the Department of Veterans' Affairs, therefore a separate application is required.

Like civilians, military service members who are no longer able to work can receive Social Security Disability Insurance. Military service members are considered covered by the federal program if they have worked for a requisite number of years and have paid Social Security taxes. Certain family members may also receive benefits based on the military service member's application.

Autism definition changes, creates concern

According to a new definition of autism put out by the American Psychiatric Association, it may be more difficult for some with the disorder to be diagnosed. The new criteria could also make it harder for those in Georgia and elsewhere with autism to get Social Security disability benefits. Those with loved ones who have autism are worried about how the new definition will affect their friends and family members.

Previous guidelines for the diagnosis of autism required that a patient show six of 12 specific behaviors. According to the new guidelines, the patient must have at least two repetitive behaviors and show deficiency in three ways regarding social interaction and communication.

More rural residents relying on SSDI

According to a recent study, more and more rural citizens in Georgia and elsewhere in the United States are relying on Social Security Disability Insurance benefits. This also comes at a time when unemployment remains high, and budget-conscious lawmakers are worried about Social Security being tapped out for future generations.

According to the study from the Center for Rural Strategies, 20.8 percent of Social Security recipients in rural areas receive disability assistance, compared to the national rate of 18.5 percent. More than 400,000 new people receive disability benefits every year since the start of the recession. And the Appalachian region has one of the highest disability rates in the country.

Woman with spinal condition struggles for SSDI

The number of Americans receiving disability benefits has increased in the past five years. Some with disabilities, however, are still waiting. Most applications for Social Security Disability Insurance are denied, and many are denied three times before they get an appeals hearing with a judge.

One woman, who seems like a perfect candidate for SSDI, has been denied and told by agencies that there's nothing they can do. The former home health care worker suffers from degenerative disc disease, a disease that is not always considered a disease. According to one spinal surgeon, disc degeneration is a natural part of aging and only a disease when it becomes painful.

Struggling with a disability can make for financial distress

A disability can change a person's life without warning. Whether caused by an accident or the sudden onset of a disease or illness, having a disability impacts a person's health, finances and livelihood.

One 48-year-old man went to work one day in July, but that day did not end like every other day. While going up and down the stairs during the course of the day, he noticed new pain in one of his knees. By the end of the day, the pain was so extreme that he left work to go to the hospital. He was diagnosed with gout, a type of arthritis, in his knee. The pain is so sharp that it has prevented him from returning to his job of 23 years.

Unemployed turning to SSDI

The future of Social Security disability benefits has made headlines recently, many exclaiming that the Social Security Trust Fund will run out of money within a decade. According to experts, the sluggish economy is playing a greater role in draining the trust fund than previously suspected.

One expert has said that, contrary to when it first began, Social Security disability benefits are often granted now to people with mental conditions such as depression and schizophrenia. When it first began, disability benefits were given to those with severe, more obvious conditions and ailments such as cancer, strokes and heart attacks.

Woman with MS tries to be independent

A 54-year-old woman spends most of her time at home. She lives in a second-floor apartment, and because of her multiple sclerosis she can't go down the stairs on her own. The situation is likely all too familiar to many Georgia residents struggling with the same disease.

The woman was an accounts-payable secretary until 1997. She learned that she had MS in 1991 and worked as long as she could. She lives with her 34-year-old son, who is unemployed, and lives off of her Social Security disability benefits and alimony from an ex-husband. Her total income is $2,047 each month; rent is $1,326.

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